Share Savings
|
| Dividend
Rate |
APY* |
Balance
Required |
Term |
| 0.50% |
0.50% |
$100 or more |
Available on demand |
| 1.00% |
1.00% |
$10,000 or more |
Available on demand |
*
Annual Percentage Yield
1-Year Term
Certificate
|
| Dividend
Rate |
APY* |
Balance
Required |
Term |
| 1.75% |
1.75% |
$1,000 or more |
12 months |
| 2.00% |
2.00% |
$10,000 or more |
12 months |
* Annual Percentage
Yield
2-Year Term
Certificate
|
| Dividend
Rate |
APY* |
Balance
Required |
Term |
| 2.25% |
2.28% |
$1,000 or more |
24 months |
| 2.50% |
2.53% |
$10,000 or more |
24 months |
* Annual Percentage
Yield
5-Year Term
Certificate
|
| Dividend
Rate |
APY* |
Balance
Required |
Term |
| 3.29% |
3.15% |
$10,000 or more |
60 months |
*
Annual Percentage Yield
Northcountry
Cooperative Federal Credit Union is a cooperatively owned
financial institution that supports affordable cooperative
housing in the upper Midwest. All accounts are federally
insured up to $100,000. Any annual percentage yield (*APY)
dividend provided in this disclosure assumes dividends will
remain on deposit until maturity, or for at least one year
for accounts with no terms. A withdrawal will reduce earnings.
Compounding
and crediting. Share Certificate dividends will be
credited to your account annually. You may not receive the
accrued dividends if your account is closed prior to the dividend
posting date. Regular Share savings dividends will be credited
to your account on the last day of each quarter. You must
maintain a minimum average daily balance of $100 in your account
to obtain the disclosed annual percentage yield.
Renewal
at maturity. Share Certificate Accounts automatically
renew at maturity. A notice will be sent to members two weeks
before maturity detailing current rates and terms. If you
do not provide instructions for renewal of the account at
maturity, your deposit will be rolled into a new certificate
with the same term length, at the current rate.
Join NCFCU!
Individuals and
cooperatives are welcome to become members of Northcountry
Cooperative Federal Credit Union. NCFCU's membership includes
cooperatives that are members of Northcountry Cooperative
Development Fund, and individual members of those cooperatives.
View a complete list of NCDF
cooperative members on the NCDF website, or in any issue
of Investing
in Cooperation, NCDF's quartlerly newsletter.
For more information,
call us at 612-331-9103, or email info@ncdf.coop. |
